Cadre.com (the “Website”) is a website operated by Quadro Partners, Inc. ( “Cadre Web Host”).
By accessing the Website, the pages contained on it, and the information and material contained
or described herein (together the “Information”), you acknowledge your agreement to be bound by,
User Confidentiality Policy. You acknowledge your understanding that these Terms and Conditions
of Use constitute a binding agreement between you and Cadre (sometimes referred to as “we” or
that governs your access and use of the Website, which includes any images, text, illustrations,
designs, icons, photographs, programs, music clips, downloads, systems and methods of trading,
graphics, user interfaces, visual interfaces, information, data, tools, products, written
and other content (together, "Content"), including but not limited to the design, structure,
coordination, expression and arrangement of the Content available on or through the Website.
The Website and the offerings therein are intended only for accredited investors (for persons
residing in the U.S.), and for persons residing abroad in jurisdictions where exemptions from
apply. Securities offered on the Website are offered through RealCadre LLC (successor
to RealCadre Company, Inc.) (“RealCadre”), a registered broker/dealer and member
SIPC and an affiliate of Cadre Web Host.
Information on all FINRA member broker-dealers can be found on
Cadre Web Host, along with its affiliates (including RealCadre) and its and their directors,
officers, advisors and employees shall herein be referred to collectively as “Cadre”. Several
officers and employees of Cadre Web Host are registered representatives of RealCadre. Thus,
Cadre Web Host, and those of its officers and employees that are registered representatives of
RealCadre, will realize compensation through RealCadre as a result of any transaction closed via
Cadre grants you a limited right to use the Website. The individual user shall not use the
Website in any way that is fraudulent or unlawful. Your right to use the Website is subject to
agreement to abide by the Terms and Conditions of Use in their entirety, as well as any other
procedures, policies, terms or conditions that govern all or any portion of the Website. At any
time and for any reason Cadre may revoke your right to use all or any portion of the Website.
Cadre reserves the right to make changes to the Website and the Terms and Conditions of Use at
any time without prior notice to you. For this reason, each time you use the Website, you should
visit and review the then-current Terms and Conditions of Use that apply to your use of the
Website. The Website and the Content is not intended for distribution to, or use by, any
person or entity in any jurisdiction or country where such distribution or use would be contrary
to law or regulation. As a condition of your use of the Website, you agree to indemnify and hold
Cadre and its Associates (defined below) harmless from and against any and all claims, losses,
liability, costs and expenses (including but not limited to attorney’s fees), as incurred,
arising from your use of the Website or related services or from your violation of the Terms and
Conditions of Use.
EACH TIME YOU USE THE WEBSITE, YOUR USE INDICATES YOUR FULL ACCEPTANCE OF AND AGREEMENT TO ABIDE
THESE TERMS AND CONDITIONS IN CURRENT FORM. IF YOU DO NOT ACCEPT THE TERMS AND CONDITIONS STATED
HEREIN, DO NOT USE THE WEBSITE. IF YOU DO NOT AGREE TO THESE TERMS AND CONDITIONS OF USE, YOU
AGREE THAT YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE WEBSITE. YOUR COMPLIANCE
WITH THESE TERMS AND CONDITIONS OF USE IS A CONDITION TO YOUR RIGHT TO ACCESS THE WEBSITE.
YOUR BREACH OF ANY PROVISION OF THESE TERMS AND CONDITIONS OF USE WILL AUTOMATICALLY,
WITHOUT THE REQUIREMENT OF NOTICE OR OTHER ACTION, REVOKE AND TERMINATE YOUR RIGHT TO ACCESS THE
WEBSITE AND YOU WILL BE FULLY LIABLE FOR CONVERSION, MISAPPROPRIATION, TRESPASS TO CHATTELS
AND ALL OTHER CLAIMS AND CAUSES, REGARDLESS OF THE IDENTITY OF CLAIMANT OR INJURED PARTY,
ARISING FROM OR RELATING TO YOUR CONTINUED USE OF THE WEBSITE AFTER SUCH BREACH.
Cadre operates an SMS campaign that sends opted-in subscribers information about new product
offerings, product launches and promotions. Reply HELP for more information. Reply STOP to
Message and data rates may apply. Carriers are not liable for delayed or undelivered messages.
Cadre Cash Accounts and Electronic Fund Transfers (“EFTs”)
Third Party Terms, Conditions and Privacy Policies
Cadre Cash LLC, an affiliate of the Cadre Web Host, offers Cadre Cash which facilitates the
opening and managing of Cadre Cash Accounts (“Cash Account”). Neither Cadre Cash LLC nor
Cadre is a bank and we do not directly transmit funds to or from your Cash Account.
Banking services for Cash Accounts are provided by Evolve Bank & Trust (“Bank”), Member FDIC,
through Cadre Cash LLC’s agreement with Synapse Financial Technologies, Inc. (together with
its affiliates, collectively, “Synapse”). Cadre has contracted with Synapse, a technology
service provider that owns or otherwise has relationships with certain banks and financial
institutions and service providers (each of the foregoing being a “Partner Financial
Institution”). Synapse Financial Technologies, Inc., is not a bank.
By creating an account with Cadre and initiating financial transactions, you agree to
service and product(s) you select (collectively, “Synapse Terms”), each of which can be
found here and which are incorporated herein by reference. You authorize Cadre to share your
share your information as necessary with their affiliates, Evolve Bank & Trust and other
service providers in connection with providing their respective services. It is your
responsibility to make sure that the information you provide to Cadre is accurate and
complete. Additionally, you are responsible for complying with Synapse Terms when using your
account. It is your responsibility to read and understand Synapse Terms as it contains terms
and conditions relating to your account including but not limited to your rights, limitations,
reversal and other liabilities, limitation of liability and binding arbitrations provisions.
All financial transactions are performed by and accounts held by Synapse’s Partner Financial
Institutions, as applicable. Cadre will provide you with all access to all transaction
notifications and account balances in addition to providing customer support relating to your
account. You should refer to your account agreements with the applicable Partner Financial
Institution for more important information.
Multibank Program and FDIC Deposit Insurance Disclosure
This FDIC Multi-Bank Program Disclosure (“Disclosure”) describes services offered or made available to you by Synapse accessible, either currently or in the future, by Synapse’scustomers (including Cadre Cash LLC, each a “Platform”) whether accessed through Synapse directly or Platform’s website or mobile application. The words “I,” “you” and “your” mean any individual or entity who accepts this Disclosure.
1. FDIC Multi-Bank Program
If you have opened an account at Evolve Bank & Trust (“Account”) through a Platform, your Account may be eligible to participate in a program designed to increase the FDIC insurance coverage for the funds held in your Account. Platform has partnered with Synapse Financial Technologies, Inc. (“Synapse”) to offer you the ability to increase the FDIC insurance coverage of your funds held in your eligible Account up to $750,000 (“FDIC Multi-Bank Program”). In order to make the FDIC Multi-Bank Program available to users like you, each Platform, acting through Synapse as its agent, will open custodial accounts at each Program Bank in which each Platform will hold the funds for the benefit of users like you who have opted into the FDIC Multi-Bank Program (“Platform FBO Accounts”). Under the FDIC Multi-Bank Program and with your authorization, Synapse, as the Platform’s agent and acting upon your instructions, will automatically transfer funds in and out of Platform FBO Accounts in an effort to maximize your potential FDIC insurance coverage.
If you opt into the Multi-Bank Program, you authorize and appoint Platform to move funds through its agent, Synapse, held in your associated Account at Evolve Bank & Trust to and from Platform FBO Accounts in which funds are held for your benefit and the benefit of other Platform users at one or more Program Banks.
1.3. Program Banks
Currently, the banks that participate in this FDIC Multi-Bank Program are I-Bank and First Horizon Bank (“Program Banks”). To the extent additional banks agree to participate in this FDIC Multi-Bank Program, Synapse or Platform will inform you of the additional Program Banks at least 30 days in advance of any additional bank coming onboard. If Platform ends its relationship with a Program Bank, Platform or Synapse will inform you and will transfer your funds to another Program Bank. Your continued participation in the FDIC Multi-Bank Program after being informed of any changes to the participating Program Banks constitutes your acceptance of such changes and transfers.
2. Your Relationship with Program Banks
Through this FDIC Multi-Bank Program, you will not have a direct account relationship with the Program Banks. You will not receive any passbook, certificate, or other evidence of ownership related to Platform FBO Accounts. Ownership of Platform FBO Accounts will be evidenced by a book-entry on the account records of each Program Bank and by records maintained by Platform through Synapse as agent. Platform will hold your funds for your benefit within Platform FBO Accounts at each Program Bank and make deposits to and withdrawals from such accounts. All transactions with respect to your funds held in Platform FBO Accounts must be directed by Platform or Synapse and all information concerning your funds held at Platform FBO Accounts can only be obtained from Platform or Synapse. The Program Banks have no obligation to or provide you with information or to accept instructions from you with respect to your funds held in a Platform FBO Account.
3. Pass-Through FDIC Insurance at Program Banks
The funds held in a Platform FBO Account will be eligible for pass-through FDIC insurance. However, your funds that exceed FDIC Insurance limits will not be eligible for pass-through FDIC Insurance while they are being transferred between Program Banks. This means your funds will only receive pass-through FDIC insurance once the funds arrive at a Program Bank.
3.2. Program Maximum FDIC Insurance Amount
Your funds may be divided in up to three (3) different banks, including the bank with which you opened your associate account, and you may be eligible for up to $750,000 of FDIC insurance (three banks, $250,000 per bank). If the number of available Program Banks changes, or you elect not to use, and/or have existing assets at, one or more of the available program banks, the actual amount of FDIC coverage could be lower. For more information on FDIC insurance coverage, please visit www.FDIC.gov.
3.3. FDIC Coverage with Multiple Platforms
To the extent you opt into this program in connection with multiple Platforms, your FDIC coverage is based on your aggregate account deposits and assets by ownership category and not by Platform. Specifically, if you opt into the FDIC Multi-Bank Program through more than one Platform, you are not entitled to FDIC coverage for each Platform. You are responsible for monitoring the total amount of deposits and assets that you hold in the same ownership capacity with any one Program Bank (including an Excess Bank, as applicable), directly or through an intermediary, in order to determine the extent of FDIC insurance coverage available.
4. Operation of the Multi-Bank Program
4.1. Automatic Transfers
4.1.1. Transfers to Program Banks
Once your Account reaches the deposit limit of $250,000.00, Synapse, acting on behalf of Platform, will transfer any funds in such Account in excess of the deposit limit to a Program Bank.
4.1.2. Transfers between Program Banks
In order to maximize FDIC insurance, Platform, through its agent, Synapse, may transfer your funds between Program Banks and Excess Banks.
4.1.3. Transfers to Your Account
In the event the funds in your Account go below $250,000.00 or you request a transfer from your Account in excess of $250,000.00, Synapse, acting on behalf of Platform, will transfer any surplus amounts at a Program Bank to your Account.
4.1.4. Withdrawals from Your Account in Excess of the Deposit Limit
Funds can only be debited by you directly from your Account. You understand and acknowledge that there will be a delay in accessing your funds that have already been transferred to a Program Bank. These funds will only be available by you for withdrawal once the transfer has settled from the Program Bank to your Account. For example, if you have $250,000.00 in your Account and $50,000.00 in the FDIC Multi-Bank Program for a total of $300,000.00, and you request to withdraw $300,000.00 from your Account, your withdrawal request will be delayed until the $50,000.00 arrives at your Account.
4.1.5. Excess Banks
In the event all Program Banks have reached their respective deposit limits of $250,000, your funds will be transferred to Program Banks that will accept your funds without limit (each an “Excess Bank”). Currently, First Horizon Bank is the only participating Excess Bank.
5. Opt Out
You may opt out of the Multi-Bank Program or opt out of having your funds transferred to one or more of the Program Banks or you may change a previous decision to opt out of deposits to a specific Program Bank. If you decide to opt out of the Multi-Bank Program, you understand that your underlying account at Evolve will be closed.
You will not receive interest or any other earnings on funds held in Platform FBO Accounts and you agree that any interest that may be earned on funds in a Platform FBO Accounts are owned by Platform.
Funds held at each Program Bank will be reflected jointly with your Account statement.
Neither Platform nor Synapse will charge you any fees for participating in the FDIC Multi-Bank Program. However, you may be responsible for paying fees to Platform as provided in your agreement with Platform. You should refer to your agreement with Platform to understand how fees are charged.
9. Termination of Access to the Multi-Bank Program
If your Account is closed for any reason, your access to the Multi-Bank Program through Platform will be terminated. Synapse and each Program Bank reserves the right to terminate your access to the FDIC Multi-Bank Program at any time in its sole discretion. If your access to the FDIC Multi-Bank Program is terminated for any reason, any funds at a Program Bank or Excess Bank shall be returned to the primary account held at Evolve Bank and Trust.
10. Changes to this Disclosure
Synapse or Cadre Cash LLC may make changes to this Disclosure at any time and from time to time. You agree to any such changes by continued participation in the FDIC Multi-Bank Program. If you do not accept changes to this Disclosure, you must opt out of Multi-Bank Program.
All questions regarding EFT transactions or your Cash Account can be directed to firstname.lastname@example.org. Cadre Cash LLC can be your point of contact to resolve issues and errors relating to transactions and your account balance. To report complaints regarding Bank or with the services provided by Synapse, you can email email@example.com.
Electronic Fund Transfer Disclosure Statement
The following disclosures are made in accordance with the federal law regarding electronic payments, deposits, transfers of funds and other electronic transfers to and from your account(s). There may be limitations on account activity that restrict your ability to make electronic fund transfers. Any such limits are disclosed in the appropriate agreements governing your account.
”Electronic Fund Transfer” means any transfer of funds, other than a transaction originated by check, draft or similar paper instrument, that is initiated through an electronic device or computer to instruct us to debit or credit an account. Electronic Fund Transfers include such electronic transactions as direct deposits or withdrawals of funds, transfers initiated via telephone, website or mobile application.
Your Liability: Authorized Transfers
You are liable for all Electronic Fund Transfers that you authorize, whether directly or indirectly.
Your Liability: Unauthorized Transfers
Tell us at once if you believe your account or access information is lost or stolen or has been or may be subject to unauthorized Electronic Fund Transfers. Contact us immediately to keep your possible losses to a minimum. You could lose all the money in your account(s). If you tell us within two (2) business days after learning of the loss or theft of your account access device, or after learning of any other unauthorized transfers from your account involving your account access device, you can lose no more than $50 if Electronic Fund Transfers are made without your permission. For these transactions, if you DO NOT tell us within two (2) business days after learning of the loss, theft or unauthorized use, and we can establish that we could have prevented the unauthorized transfer(s) if you had told us in time, you could lose as much as $500. Also, if your periodic account statement shows unauthorized transfers and you DO NOT tell us within sixty (60) days after the statement was delivered to you, you may not get back any money you lose after the sixty (60) day period if we can prove that we could have prevented the unauthorized transfer(s) if you had told us in time. If an extenuating circumstance (such as extended travel or hospitalization) prevents you from promptly notifying us of a suspected lost or stolen access device or of any other suspected unauthorized transfer(s), the time periods specified in this section may be extended for a reasonable period.
Cadre reserves the right to cancel or suspend transactions due to fraud or compliance related concerns
You may not violate or attempt to violate the security of the Website. Tampering with any
portion of the Website, providing untruthful or inaccurate information, misrepresenting your
identity, or conducting fraudulent activities on the Website, whether or not through the use of
agents, are prohibited and constitute a breach of these Terms and Conditions of Use.
You are prohibited from violating or attempting to violate the security of the Website,
including, without limitation, (a) accessing data not intended for you or logging onto a
server or an account which you are not authorized to
access; (b) disabling, removing, defeating, or avoiding any security device or system,
without limitation, any password and login functionality used to authenticate users; (c)
to probe, scan or test the vulnerability of a system or network or to breach security or
authentication measures without proper authorization; (d) attempting to interfere with service
to any user, host or network, including, without limitation, via means of
submitting a virus to the Website, overloading, "flooding," "spamming," "mailbombing" or
"crashing;" (e) sending unsolicited email, including promotions and/or advertising of products
or services; (f) forging any TCP/IP packet
header or any part of the header information in any email or posting; (g) using or attempting to
use any engine, software, tool, agent or other device or mechanism (including, without
spiders, robots, avatars or intelligent agents) to navigate or search the Website other than the
search engine and search
agents available on the Website and other than generally available third party web browsers; (h)
engineering, decompiling or disassembling the underlying software; (i) removing any notices,
warnings, labels, annotations
from any portion of the Website or any related material, including, without limitation, any
or other proprietary notices or license provisions; or (j) otherwise invading the privacy of,
obtaining the identity of, or obtaining any personal information about any user of the Website.
Any violations of system or network security including attempts to intentionally access a
computer without authorization
or exceed your authorized access level may result in civil and criminal charges, including but
not limited to charges
under the Computer Fraud and Abuse Act (18 U.S.C. §1030). Cadre may investigate occurrences that
might involve such violations
and may involve, and cooperate with, law enforcement authorities in prosecuting users who are
involved in such violations.
We may, without prior notice or warning of any kind, restrict or terminate the access of any and
all users to the
Website if we reasonably conclude that such restriction or termination is necessary to prevent,
prevent the further spread, of a virus, security breach or system malfunction.
When accessing the Website, users should be aware that the internet is generally not regarded as
a secure environment, and that data sent via the internet can be accessed by unauthorized third
parties, potentially leading to disclosures, changes in content or technical failures. Data sent
via the internet may be transmitted across international borders even though both sender and
receiver are located in the same country. Cadre does not accept any responsibility or liability
for the security of data while in transit via the internet.
The Website may contain certain links. Activating links on the Website may cause individual
users to leave the Website. Such links are provided solely for individual users’ convenience
and information. Cadre has not reviewed any of the websites linked with or connected to the
Website and using links on or to the Website is at each individual user’s own risk.
Ownership of Materials on Website
You may download or copy Content only to the extent such download is expressly permitted in
writing on the Website. No right, title or interest in any downloaded materials or software is
transferred to you as a result of any such downloading or copying.
You may not reproduce (except as noted above), publish, transmit, distribute, display, modify,
create derivative works from, sell or participate in any sale of or exploit in any way, in
whole or in part, any of the Content, the Website or any related software.
“Cadre” is the trade name for Cadre. We have trademarks in “Cadre”, terms that include the phrase
‘Cadre’, and certain other terms. Nothing on the Website shall be interpreted as granting any
license or right to use any image, trademark, trade dress, logo or service mark on the Website.
Anything transmitted to the Website by you becomes Cadre’s property and may be used by us for
any lawful purpose. Cadre reserves all rights with respect to copyright and trademark
ownership of all material on the Website, and will enforce such rights to the full extent of the
Unless otherwise noted, all Contents are copyrights, trademarks, trade dress and/or other
intellectual property owned, controlled or licensed by Cadre or by third parties who have
licensed their materials to Cadre and are protected by U.S. and international copyright laws.
The compilation of all Contents on the Website is the exclusive property of Cadre and is also
protected by U.S. and international copyright laws.
The Website, including all Information, is owned by or licensed to Cadre and is subject to and
protected by various intellectual property rights, including but not limited to copyright,
trade secrets, trademarks, service marks, brand names and other proprietary rights whether under
contract, statute or any similar provisions (“IP Rights”). All IP Rights are and shall remain
exclusive property of Cadre, its respective third party licensors or third parties to whom it is
attributed and in using the Website individual users shall not obtain any rights, title or other
in or to any information on the Website or related IP Rights. Subject to the above, individual
are entitled to view the Information on the Website and to copy and print such information for
personal use. Individual users are not permitted to sell or
distribute or otherwise deal with the Information on the Website or any deviations of such
information without the prior written consent of Cadre.
No Offers or Reliance
The Information has been prepared solely for purposes of information. The Information is in
summary form for convenience of presentation and under
no circumstances should the Information be used or considered as an offer to sell or the
invitation or solicitation of an offer to buy any product
or service offered by Cadre. No such offer or invitation or solicitation will be made prior to
the delivery of definitive documentation relating
to the specific securities being offered. Before making an investment decision with respect to
any investment, potential investors are advised
to carefully read the related final documentation and offering memorandum documents (the
“Documents”). Further, Cadre does not give or offer
any business advice, investment advice, tax or legal advice to anyone using this Website,
accordingly, potential investors are advised to
consult with their tax, legal and financial advisors with respect to any investment.
Past performance / Forward-looking statements
Nothing herein shall be relied upon as a promise or representation as to past or future
performance. The Website may contain forward-looking
statements. In some cases, you can identify forward-looking statements by terminology such as
“may,” “will,” “should,” “expects,” “plans,” “anticipates,”
“believes,” “targeted,” “projected,” “underwritten,” “estimates,” “predicts,” “potential,” or
“continue” or the negative of these terms or other
comparable terminology. These forward-looking statements include, but are not limited to,
concerning the company, property, risk factors, plans and projections. Forward-looking
are subject to various risks and uncertainties. Accordingly,
there are or will be important factors that could cause actual outcomes or results to differ
materially from those indicated in
these statements. Cadre undertakes no obligation to update or review any forward-looking
statement, whether as a result of new information,
future developments or otherwise. None of Cadre, the issuer nor any other person or entity
assumes responsibility for the accuracy and completeness
of forward-looking statements. Investors should conduct their own due diligence and not rely on
the financial assumptions or estimates that are
displayed on the Website. Investments displayed on the Website are not bank deposits, are not
insured by the FDIC or by any other Federal
government agency, are not guaranteed by Cadre, and may lose value. Investment opportunities
posted on this website are “private placements” of
securities that are not publicly traded, are subject to holding period requirements, and are
intended for investors who do not need a liquid investment.
No Warranty; Limitation on Liability
BY USING THE WEBSITE, YOU EXPRESSLY AGREE THAT SUCH USE IS AT YOUR SOLE RISK. THE WEBSITE AND
RELATED SERVICES ARE PROVIDED ON AN "AS IS", "AS AVAILABLE" AND “WITH ALL FAULTS” BASIS. NEITHER
CADRE NOR ANY OF ITS RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, THIRD-PARTY CONTENT
PROVIDERS, DESIGNERS, CONTRACTORS, DISTRIBUTORS, MERCHANTS, SPONSORS, LICENSORS OR THE LIKE
(COLLECTIVELY, "ASSOCIATES") WARRANT THAT USE OF THE WEBSITE OR RELATED SERVICES WILL BE
UNINTERRUPTED OR ERROR-FREE. NEITHER CADRE NOR ITS ASSOCIATES WARRANT THE ACCURACY, INTEGRITY,
COMPLETENESS, AVAILABILITY OR TIMELINESS OF THE CONTENT PROVIDED IN THE WEBSITE OR THE MATERIALS
OR SERVICES OFFERED IN THE WEBSITE NOW OR IN THE FUTURE. CADRE AND ITS ASSOCIATES SPECIFICALLY
DISCLAIM ALL WARRANTIES, WHETHER EXPRESSED OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES
OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT OF THE WEBSITE,
INFORMATION ON THE WEBSITE OR THE RESULTS OBTAINED FROM USE OF THE WEBSITE OR RELATED SERVICES.
CADRE AND ITS ASSOCIATES ACCEPTS NO RESPONSIBILITY FOR UPDATING ANY PARTY OF THE WEBSITE OR THE
UNDER NO CIRCUMSTANCES WILL CADRE OR ITS ASSOCIATES BE LIABLE TO YOU OR ANYONE ELSE FOR ANY
DIRECT, CONSEQUENTIAL, INCIDENTAL, SPECIAL,
EXEMPLARY, PUNITIVE OR OTHER INDIRECT DAMAGES, INCLUDING BUT NOT LIMITED TO LOST PROFITS,
TRADING LOSSES, UNAUTHORIZED ACCESS, SYSTEMS
FAILURE, COMMUNICATIONS LINE FAILURE, INTERNET FAILURE OR DAMAGES THAT RESULT FROM USE OR LOSS
OF USE OF THE WEBSITE, CONTENT,
INCONVENIENCE OR DELAY. THIS IS TRUE EVEN IF CADRE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH
DAMAGES OR LOSSES.
Any Content downloaded or otherwise obtained through the Website is done at your own discretion
and risk and you are solely responsible for any damage to your computer or other electronic
system or loss of data that results from the download of any such Content.
The foregoing limitation of liability will apply in any action, whether in contract, tort or any
other claim, even if an authorized representative of Cadre has been advised of or should have
knowledge of the possibility of such damages.
The information and opinions are subject to change without notice and does not purport to be
Third Party Content and Linked Websites
References on this Website to any names, marks, products or services of third parties, or
hypertext links to third party websites
or information or Content provided by third parties, are provided solely as a convenience to you
and do not in any way constitute
or imply our endorsement, sponsorship or recommendation of the third party, its information,
materials or services. We are not
responsible for the practices or policies of such third parties, nor the Content of any third
party sites, and do not make any
representations regarding third party materials or services, or the Content or accuracy of any
material on such third party sites.
If you decide to link to any such third party sites, you do so entirely at your own risk.
Warning Regarding Web Fraud and Phishing
An unfortunate consequence of our reputation is the misuse of our name, brands and reputation by
imposters and frauds publishing fake web sites and engaging in "phishing" scams seeking personal
or confidential information.
When communicating with Cadre through digital media, please:
- Confirm you are visiting a Cadre authorized web site.
Do not share your password and login ID with anyone, including anyone from Cadre. Cadre web
sites are private, available only to clients through secure log-in procedures. Apart from
allowing you to use your password and log-in to enter an authorized web site, Cadre will
never ask you for your password or log-in information. (If you forget your password or
we will issue you new ones.)
Do not communicate or deal with personnel who are not affiliated with an authorized office.
All authorized office locations are listed on our contact page. No other office locations
are authorized offices of Cadre.
Do not send emails to anyone with an address other than authorized Cadre e-mail addresses.
Cadre only uses “@cadre.com” for email addresses to communicate with users. Cadre does not permit
our employees and authorized representatives to send or receive work related emails from
personal accounts or any other address.
If you have any questions about the above, please contact Cadre at firstname.lastname@example.org.
Effect on Other Agreements
Nothing contained in these Terms and Conditions of Use is intended to modify or amend any other
written agreement you may have with Cadre (including without limitation any customer agreement,
participation agreement, operating agreement, investment agreement or account agreement)
(“Other Agreements”) if any, that may currently be in effect. In the event of any
inconsistency between these Terms and Conditions of Use and any Other Agreements, the Other
Agreements will govern. Some pages within the Website contain supplemental terms and conditions
and additional disclosure and disclaimers, which are in addition to these Terms and Conditions
of Use. In the event of a conflict, the supplemental terms and conditions
and additional disclosures and disclaimers will govern for those sections or pages.
Headings used in these Terms and Conditions of Use are for reference purposes only and in no way
define or limit the scope of the section.
These Terms and Conditions of Use are governed by the laws of New York. Subject to the next
section of the Terms and Conditions regarding
arbitration, any claim related to any dispute arising as a result of the Website or under these
Terms and Conditions of Use
will be made before a court of competent jurisdiction located in New York. If any provision of
these Terms and Conditions
of Use is held to be unenforceable, such provision will be reformed only to the extent necessary
to make it enforceable.
The failure of Cadre to act with respect to a breach of these Terms and Conditions of Use by you
or others does not constitute
a waiver and will not limit Cadre’s rights with respect to such breach or any subsequent
By using the Website, you agree that Cadre, at its sole discretion, may require you to submit
any disputes arising from the use
of the Website, related services or these Terms and Conditions of Use concerning or, including
disputes arising from or concerning
their interpretation, violation, nullity, invalidity, non-performance or termination, as well as
disputes about filling gaps in
this contract or its adaptation to newly arisen circumstances, to final and binding arbitration
under the International Rules of
Arbitration of the American Arbitration Association, by one or more arbitrators appointed in
accordance with the said rules.
Not with standing these rules, however, such proceeding shall be governed by the laws of the
as set forth in the previous section.
Business Continuity Summary Disclosure Statement
Cadre has developed a Business Continuity Plan that describes how we will respond to events that
significantly disrupt our business.
Since the timing and impact of disasters and disruptions is unpredictable, we will have to be
flexible in responding to actual events as they occur. With that in mind, we are providing
you with this information on our business continuity plan.
Contacting Us: If after a significant business disruption you cannot contact us
as you usually do at 646-661-7677, you should call our alternative number 646-650-5732, email
us at email@example.com
or go to our website at cadre.com.
Our Business Continuity Plan: We plan to quickly recover and resume business
operations after a significant business disruption and respond by safeguarding our employees
and property, making a financial and operational assessment, protecting our books
and records, and allowing our customers to transact business. In short, our business continuity
plan is designed to permit our firm to resume operations as quickly as possible, given the scope
and severity of the significant business disruption. While every emergency situation poses
problems based on external factors, such as time of day and the severity of the disruption,
our objective is to restore operations and be able to complete any ongoing transactions within
1 business day. Your orders could be delayed during this period.
Our Business Continuity Plan addresses: data backup and recovery; all mission
critical systems; financial and operational assessments; alternative communications with
employees, and regulators; alternate physical location of employees; critical supplier,
contractor, bank and counter-party impact; regulatory reporting; and assuring our customers
prompt access to their funds and securities if we are unable to continue our business.
Varying Disruptions: Significant business disruptions can vary in their scope,
such as only our firm, a single building housing our firm, the business district where our
firm is located, the city where we are located, or the whole region. Within each of these
areas, the severity of the disruption can also vary from minimal to severe. In a disruption to
only our firm or a building housing our firm, we will transfer our operations to a local site
when needed and expect to recover and resume business within one business day. In a disruption
affecting our business district, city, or region, we will transfer our operations to a site
outside of the affected area, and recover and resume business within two business days. In
situation, we plan to continue in business and notify you through our website
cadre.com or via email at
firstname.lastname@example.org, or our customer emergency number,
646-661-7677 how to contact us. If the significant business disruption is so severe that it
prevents us from remaining in business, we will assure our customer’s prompt access to
their funds and securities.
For more information: If you have questions about our business continuity planning, you can
contact us at 646-661-7677 or email@example.com.
Cadre’s Business Continuity Plan is subject to change at any time, in Cadre’s sole discretion.